Kim’s career also includes experience working at Wachovia Bank where she marketed domestic and international treasury products in the large corporate market and working at Bank of America, serving as Vice President of its Purchase Card Division.

Kim is a nationally recognized industry speaker, having made presentations to community bankers at multiple national and state banking association events. She was also featured in the Sheshunoff Information Services professional video series, The Bank Director’s Report.

Kim is an honors graduate of Kennesaw State University receiving her Masters of Business Administration in May, 2000 and holds a Bachelor of Business Administration degree from Kent State University. kim.weeks@idcdeposits.com

Prior to this, Mr. Byrne worked with Microsoft in their European Operations Centre as a Central Services Analyst, he also consulted on their ISO audit steering committee.

Mr. Byrne is the President of the Bahamas soccer club Caledonian FC, he is a native of Ireland and holds a Bachelor of Business in Accountancy from The Institute of Technology Tallaght (Dublin) he is a Chartered Management Accountant, and is currently submitting his application to become a Fellow of The Institute of Financial Accountants.

Prior to joining BNY, Dick spent 13 years in various marketing, sales and lending positions at Citibank and Chase. Dick has remained actively involved in the financial services industry as a co-founder (’97) and director of LendingTree, Inc. (NASDAQ), the country’s leading on-line consumer lending exchange, which was sold to Interactive Corp in August ’03 for $800 million.

From May of ‘02 to its sale in November of ‘05, Dick also invested in and served on the board of Providian Financial (NYSE), a major credit card issuer. Washington Mutual (NYSE) ultimately acquired the company for $8 billion, representing a 700% increase in market cap from the time he joined the board.

Dick currently serves as a Director and Chairman of the Corporate Governance Committee of Electronic Clearing House, Inc. (NASDAQ), which provides a full range of payment processing services to banks and retail merchants, and is a member of their Audit committee. He meets the current SEC definition of “financial expert”. Dick graduated from Salisbury School (CT) in 1959 and Trinity College (Hartford, CT) in 1963.

He currently is Principal of Concise Capital Management, LP, a hedge fund he co-founded in Miami. Previously, Mr. Krasner was Executive Vice President at Harch Capital Management, a $600 million hedge fund in Boca Raton.

During 2003 he acted as Chief Operating Officer for Charter Schools USA, a $50 million charter school company, as part of a crisis management team. During 2001 Mr. Krasner served as Chairman, President, and Chief Executive Officer of Trism, a specialized trucking company with $300 million in revenues. His efforts resulted in the full repayment of the secured credit facility, a recovery for unsecured creditors, and the retention of 700 jobs.

During 2000 he became the acting Chief Executive Officer of Premier Cruises, a cruise line with $300 million in revenues. Between 1996 and 1999 Mr. Krasner was Principal and Portfolio Manager at Riverside Capital. Between 1985 and 1996 he worked at John Alden Asset Management, a $5 billion life insurance company. In 2003 Mr. Krasner was appointed as Trustee by the U.S. Bankruptcy Court to administer the liquidating trust of Premier Operations.

Mr. Krasner holds a B.A. (1983) in Economics/English/Mathematical Sciences and M.A. in Economics (1984) from Rice University and is a Chartered Financial Analyst (1990).